Tax TipsFebruary 20, 2026

5 OBBB Deductions You're Probably Missing

Don't leave money on the table. These commonly overlooked OBBB deductions could save you thousands.

1. Multiple Job Overtime

If you worked overtime at multiple jobs, you can combine all OBBBTT amounts up to the cap.

2. Rideshare & Delivery Tips

DoorDash, Uber, and other gig economy tips count toward the $25,000 tips deduction.

3. Spouse's Age for Senior Deduction

If either spouse is 65+, you get $6,000 per qualifying person. If both are 65+, that's $12,000 total (subject to phase-out rules).

4. Leased US Vehicles

The car loan deduction applies to lease payments too, if it's for a qualifying US-made vehicle.

5. State Disability Insurance as SALT

SDI payments count toward your SALT deduction and can push you over the old $10,000 cap.

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